Can Mounting Personal Debt and Economic Recovery Coexist?

Drowning in debt

The saying “The proof is in the pudding.” applies to proving if America is in an economic recovery…or not. My view all along has been that there’s no way America could be in a recovery phase due structural mechanics of how central banks issue currency into existence, especially given the […] Read more »

The Power Behind the Throne

“And the banks–hard to believe in a time when we’re facing a banking crisis that many of the banks created–are still the most powerful lobby on Capitol Hill. And they frankly own the place.” Sen. Dick Durbin (D-Ill.) 2009 Could anyone actually miss that the United States is in a […] Read more »

A New Mindset about Wealth and Money

Change Your Mind. Change Your Life

Earlier this month a CNBC article came out with a statement of the obvious which most people have already known for a long time: the economy has not really gotten better. Duh. All the while soon after the 2007-8 economic meltdown and the initiation of the QE strategy of infusing […] Read more »

A Very Brief History of Taxation in America

Taxation in America

“100% of what is collected is absorbed solely by interest on the Federal Debt … all individual income tax revenues are gone before one nickel is spent on the services taxpayers expect from government.” ~The Grace Commission Report, 1984 As April 15 nears…thought you would find this research on taxation […] Read more »

Reset for Lifestyle Longevity

“A hero is an ordinary individual who finds the strength to persevere and endure in spite of overwhelming obstacles.” Christopher Reeve, American Actor 1952-2004 Are you drowning in stuff? “Tidying guru” Marie Kondo tells us, “Most people have three times more stuff than they need.” Not only does having too […] Read more »

Part of the Machine

Part of the machine

“By a continuous process of inflation, governments can confiscate, secretly and unobserved, an important part of the wealth of their citizens. By this method, they not only confiscate, but they confiscate arbitrarily; and while the process impoverishes many, it actually enriches some….The process engages all of the hidden forces of […] Read more »

The Holiday Season: Changing Horses in Midstream

Time to opt-out of holiday expectations

Once again, we have arrived at that time of the year when retailers hope to make up for a slump in sales of previous months via enthusiastic shoppers, those who throw caution to the wind purchasing more than usual on credit to keep up with holiday-season expectations. Tradition demands it. […] Read more »

Gratitude in an Imperfect World

Another View of Reality

“Each one of us, as long as life stirs in him, may play a part in extricating himself from the power system by asserting his primacy as a person in quiet acts of mental or physical withdrawal–in gestures of non-conformity, in abstentions, restrictions, inhibitions, which will liberate him from the […] Read more »

The Wealth of Well-Being: A Cautionary Tale

Thanks to the Federal Reserve

Mark’s idea of freedom was being able to create meaningful work while spending as much time as possible with his family, sometimes enjoying the tropics of the Dominican Republic. Instead, at age 52, he just died.  And – no – it wasn’t a heart attack. At this writing there is […] Read more »

Civility, Bullies and Winning

“Bully-worship, under various disguises, has become a universal religion, and such truisms as that a machine-gun is still a machine-gun even when a ‘good’ man is squeezing the trigger… have turned into heresies which it is actually becoming dangerous to utter.” ~Power: A New Social Analysis by Bertrand Russell, reviewed […] Read more »